Fundamentals of Insurance I
FOI I — Risk Foundations and Core Principles
Lo que serás capaz de hacer
Course Title: FOI 1: Fundamentals of Insurance I — Risk Foundations and Core Principles This course contains the use of artificial intelligence. Selected instructional visuals are AI-assisted. FOI 1: Fundamentals of Insurance I helps you understand risk, explain how insurance works and apply the core principles behind insurance decisions. This beginner-friendly course connects essential terminology with practical scenarios, building the foundation for entry-level insurance work and further professional study. What You Will Learn Explore risk awareness, assessment, classification, risk management and insurability. Use a likelihood-impact matrix, compare risk-control options and understand basic policy terms. Apply principles including insurable interest, disclosure, proximate cause, indemnity, contribution, loss minimisation and subrogation. Work through guided contribution and underinsurance calculations while recognising when more information or specialist advice is needed. What you’ll learn Identify business exposures and distinguish risks, perils and hazards in practical scenarios. Assess likelihood and impact, justify risk ratings and organise findings in a basic risk register. Compare risk-treatment options and propose actions with owners, priorities and follow-up evidence. Classify risks and assess their suitability for insurance consideration, including information gaps. Navigate policy schedules and wordings to locate covers, limits, deductibles, exclusions and endorsements. Apply insurable interest, fair presentation and proximate cause to foundation-level case questions. Explain indemnity, settlement methods, contribution, loss minimisation and subrogation through examples. Calculate simplified contribution and average-clause settlements, showing your steps and assumptions. Explain insurance concepts clearly and recognise when a coverage question needs clarification or referral. Prepare an Entry-Level Risk Assessment Portfolio and use a self-review rubric and next-step learning plan. Who This Course Is For Ideal for students, job seekers, new insurance employees, customer-service and administrative staff, and aspiring underwriting or claims personnel. No previous insurance knowledge is required. Basic percentages and a willingness to complete short exercises are sufficient. Your Instructor Bassel Zeidan is a General Insurance Specialist with over 15 years of experience in Dubai-based insurance companies and a decade of coaching and training. A member of the Chartered Insurance Institute and a certified insurance professional, he brings practical industry insights to the lessons. Build a practical foundation for explaining insurance clearly and approaching straightforward risk scenarios with structured reasoning.
- 1. Define risk, insurance, premium, claim, deductible or excess, coverage limit, insured, insurer, peril, and hazard.
- 2. Explain the relationship between risk awareness, risk assessment, and risk-management decisions.
- 3. Use a simple likelihood-impact matrix to categorize common personal and business risks.
- 4. Differentiate financial and non-financial risks, pure and speculative risks, and particular and fundamental risks.
- 5. Explain why insurability depends on the nature of the risk, policy wording, market capacity, and the insurer’s decision.
- 6. Identify suitable risk-control approaches using an ordered hierarchy of controls.
Temario
UNIDAD 1 - Module 1: Start Here - The Insurance Learning Pathway · 4 leccionesUNIDAD 1 - Module 1: Start Here - The Insurance Learning Pathway
UNIDAD 1 - Module 1: Start Here - The Insurance Learning Pathway
- Lecture 1.1.1: How This Course Builds Professional Foundations
- Lecture 1.1.2: How to Use the Worksheets, Quizzes, and Portfolio Tasks
- Lecture 1.1.3: Baseline Scenario: Meet the Small-Business Client
- Lecture 1.1.4: Foundation Diagnostic and Personal Learning Plan
UNIDAD 2 - Module 2: From Awareness to Risk Assessment · 9 leccionesUNIDAD 2 - Module 2: From Awareness to Risk Assessment
UNIDAD 2 - Module 2: From Awareness to Risk Assessment
- Lecture 1.2.1: Understanding Risk Awareness and Assessment
- Lecture 1.2.2: From Everyday Risk to Business Exposure
- Lecture 1.2.3: Information, Data, Experience, and Observation
- Lecture 1.2.4: Qualitative and Quantitative Assessment Methods
- Lecture 1.2.5: Using the Riskometer as a Teaching Tool
- Lecture 1.2.6: Using a Likelihood-Impact Matrix
- Lecture 1.2.7: Building Your First Risk Register
- Lecture 1.2.8: Guided Workshop: Assessing a Retail Shop
- Lecture 1.2.9: Module Review and Scenario Quiz
UNIDAD 3 - Module 3: Understanding Risk and Risk Attitude · 7 leccionesUNIDAD 3 - Module 3: Understanding Risk and Risk Attitude
UNIDAD 3 - Module 3: Understanding Risk and Risk Attitude
- Lecture 1.3.1: What Does Risk Really Mean?
- Lecture 1.3.2: Professional Definitions of Risk
- Lecture 1.3.3: Risk as Loss, Uncertainty, and Opportunity
- Lecture 1.3.4: Understanding Risk Attitude
- Lecture 1.3.5: Risk Seekers, Risk Averse, and Risk Tolerant Behaviour
- Lecture 1.3.6: Using the Risk Attitude Curve Responsibly
- Lecture 1.3.7: Module Review and Learner Reflection
UNIDAD 4 - Module 4: Risk Management in Practice · 9 leccionesUNIDAD 4 - Module 4: Risk Management in Practice
UNIDAD 4 - Module 4: Risk Management in Practice
- Lecture 1.4.1 Why Risk Management Matters Beyond Insurance
- Lecture 1.4.2 The Role of the Risk Manager and Key Professional Outputs
- Lecture 1.4.3 Building a Complete Risk Management Process
- Lecture 1.4.4 Risk Identification - Sources, Categories, and Triggers
- Lecture 1.4.5 Risk Analysis and Evaluation - Deciding What Matters Most
- Lecture 1.4.6 Risk Treatment Options - Avoid, Reduce, Transfer, Retain, or Inves
- Lecture 1.4.7 The Hierarchy of Risk Control
- Lecture 1.4.8 Assigning Risk Owners and Monitoring Actions
- Lecture 1.4.9 Module Workshop and Review - Treatment Plan for Horizon Retail Sto
UNIDAD 5 - Module 5: Insurance as a Risk-Transfer Mechanism · 9 leccionesUNIDAD 5 - Module 5: Insurance as a Risk-Transfer Mechanism
UNIDAD 5 - Module 5: Insurance as a Risk-Transfer Mechanism
- Lecture 1.5.1 Why Insurance Is a Risk-Transfer Mechanism
- Lecture 1.5.2 A Practical Example - What Risks Come with Owning a Car?
- Lecture 1.5.3 Classifying Risks - Financial, Pure, Speculative, Particular, and
- Lecture 1.5.4 What Makes a Risk Insurable?
- Lecture 1.5.5 When Insurance Is Not the Right Solution
- Lecture 1.5.6 Core Insurance Terms in Context
- Lecture 1.5.7 Coverage Depends on Policy Wording
- Lecture 1.5.8 Guided Workshop - Can This Risk Be Insured?
- Lecture 1.5.9 Module Review and Insurability Decision Rules
UNIDAD 6 - Module 6: Insurance Documents and Contract Language · 6 leccionesUNIDAD 6 - Module 6: Insurance Documents and Contract Language
UNIDAD 6 - Module 6: Insurance Documents and Contract Language
- Lecture 1.6.1 Why Insurance Documents Matter
- Lecture 1.6.2 The Insurance Document Set
- Lecture 1.6.3 How to Read a Policy Schedule
- Lecture 1.6.4 Understanding Policy Wording Structure
- Lecture 1.6.5 Limits, Sublimits, Deductibles, Excesses, and Endorsements
- Lecture 1.6.6 Guided Workshop - Reviewing the Horizon Retail Store Document Pack
UNIDAD 7 - Module 7: Principles of Insurance - Establishing a Valid Claim Context · 7 leccionesUNIDAD 7 - Module 7: Principles of Insurance - Establishing a Valid Claim Context
UNIDAD 7 - Module 7: Principles of Insurance - Establishing a Valid Claim Context
- Lecture 1.7.1 Why Insurance Principles Matter in Underwriting and Claims
- Lecture 1.7.2 Insurable Interest Who Has a Valid Financial Interest?
- Lecture 1.7.3 Utmost Good Faith and Fair Presentation of the Risk
- Lecture 1.7.4 Material Facts, Misrepresentation, and Information Gaps
- Lecture 1.7.5 Proximate Cause Finding the Effective Cause of Loss
- Lecture 1.7.6 Chain of Events and New Independent Causes
- Lecture 1.7.7 Guided Workshop Establishing a Valid Claim Context
UNIDAD 8 - Module 8: Principles of Insurance - Fair Compensation and Recovery · 8 leccionesUNIDAD 8 - Module 8: Principles of Insurance - Fair Compensation and Recovery
UNIDAD 8 - Module 8: Principles of Insurance - Fair Compensation and Recovery
- Lecture 1.8.1 Why Fair Compensation and Recovery Matter in Insurance
- Lecture 1.8.2 Indemnity Restoring the Insured, Not Improving the Position
- Lecture 1.8.3 Settlement Methods Cash, Repair, Replacement, Reinstatement, and A
- Lecture 1.8.4 Contribution When More Than One Policy Covers the Same Loss
- Lecture 1.8.5 Calculating Contribution Proportionate Share and Practical Example
- Lecture 1.8.6 Underinsurance and the Average Clause
- Lecture 1.8.7 Loss Minimization and Subrogation Duties After a Loss and Recovery
- Lecture 1.8.8 Guided Workshop and Module Review Fair Compensation Decision Rules
UNIDAD 9 - Module 9: Integrating the Foundations · 5 leccionesUNIDAD 9 - Module 9: Integrating the Foundations
UNIDAD 9 - Module 9: Integrating the Foundations
- Lecture 1.9.1 From Risk Scenario to Insurance Conversation
- Lecture 1.9.2 Common Beginner Mistakes and How to Avoid Them
- Lecture 1.9.3 Interview Practice Explaining Insurance Clearly
- Lecture 1.9.4 Capstone Brief Entry-Level Risk Assessment Portfolio
- Lecture 1.9.5 Capstone Walkthrough and Model-Answer Framework
UNIDAD 10 - Module 10: FOI 1 Capstone and Pathway Bridge · 5 leccionesUNIDAD 10 - Module 10: FOI 1 Capstone and Pathway Bridge
UNIDAD 10 - Module 10: FOI 1 Capstone and Pathway Bridge
- Lecture 1.10.1 What Your FOI 1 Capstone Should Demonstrate
- Lecture 1.10.2 Completing the Entry-Level Risk Assessment Portfolio
- Lecture 1.10.3 Reviewing Your Portfolio Against Professional Standards
- Lecture 1.10.4 Building Your Personal Insurance Learning Pathway
- Lecture 1.10.5 Bridge to FOI 2 From Foundations to Workflow
UNIDAD 11 - FOI 1 - Final Exam · 1 leccionesUNIDAD 11 - FOI 1 - Final Exam
UNIDAD 11 - FOI 1 - Final Exam
- FOI 1 - Final Exam
Tu certificado lo emite la SEP, no solo una plataforma
Al demostrar la competencia recibes un certificado emitido por la Secretaría de Educación Pública a través del Gobierno del Estado de México: un documento oficial que puedes presentar con confianza ante cualquier empleador o institución.
Tu certificado con INEC
- Lo emite la Secretaría de Educación Pública (SEP), a través del Gobierno del Estado de México
- Documento oficial con folio verificable en línea
- Lo otorga la Universidad Tecnológica Fidel Velázquez
Otras plataformas en línea
- Constancia privada emitida por la misma plataforma
- Solo acredita horas cursadas o asistencia
- Sin respaldo de una autoridad educativa
Tu itinerario, de la inscripción al certificado
- 1
Inscripción con pago único
Pagas $2,800 MXN una sola vez y entras de inmediato al curso.
- 2
Estudias a tu ritmo
11 unidades con videos, lecturas y actividades, disponibles 24/7 durante 12 meses.
- 3
Cuestionarios por unidad
1 cuestionarios para comprobar lo aprendido.
- 4
Certificado
Emitido por la SEP a través del Gobierno del Estado de México, con folio verificable.
Un certificado oficial de la SEP
Muestra · verificable por folio y QR
- Emitido por la Secretaría de Educación Pública (SEP), a través del Gobierno del Estado de México. No es una constancia privada: es un documento oficial, y ese respaldo marca la diferencia frente a otras plataformas en línea.
- Contenido impartido por Bassel Zeidan.
- Folio y QR verificables para compartirlo con quien te contrate.
Empieza hoy, a tu ritmo
Un solo pago y acceso inmediato al curso completo durante 12 meses.
- 11 unidades · 70 lecciones · 55 h
- 12 meses de acceso
- 1 cuestionarios de evaluación
- Certificado emitido por la SEP (Gob. del Estado de México) con folio verificable
Sobre tu inscripción
¿Cómo es el pago?
Un solo pago de $2,800 MXN. No hay mensualidades ni cargos recurrentes.
¿Cuánto tiempo tengo acceso?
12 meses desde tu inscripción, 24/7, para avanzar a tu ritmo.
¿Quién imparte el contenido?
El curso es impartido por Bassel Zeidan; INEC gestiona tu inscripción, evaluación y certificado.
¿Qué pasa cuando vence mi acceso?
Puedes renovar tu cuenta tú mismo desde la plataforma, sin trámites ni esperas.
